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SoterAI for Insurance: Your Virtual Loss Control Capability

Expand your loss control reach, strengthen underwriting confidence, and deliver more value to insureds — all without adding headcount.

See How It Works
Insurance professional using SoterAI platform with risk analytics dashboard

The Challenge

Rising claim costs and loss frequency squeeze margins

Traditional loss control only reaches large accounts (too costly for SMBs)

Insureds demand more value-add at renewal

Lack of standardized data limits underwriting confidence

The Solution: Virtual Loss Control

A scalable, always-on loss control capability powered by AI

Conduct virtual audits in hours, not weeks

Analyze loss run data automatically for claim trends

Review safety policies against OSHA, ISO, and EU standards

Provide insureds with a suite of AI powered risk reduction tools

Standardize reporting across accounts for underwriters and brokers

Track improvements and prove ROI with e-mod and claim reduction insights

Key Benefits for Insurers

Expand loss control to every insured

Scale services beyond large accounts without adding staff.

Strengthen underwriting confidence

AI-driven insights from claims, policies, and inspections improve pricing and risk selection.

Differentiate at renewal

Provide insureds with a tangible, ongoing safety tool that sets you apart.

Improve loss ratios with measurable ROI

Fewer incidents and stronger controls directly lower e-mods and claims costs.

How It Works for Insurers

1

Connect data

  • Import claims, loss runs, safety policies, and inspection reports
  • Centralize insured data into a single, comparable view
2

Analyze

  • Pinpoint top risk drivers across accounts in minutes
  • Benchmark insureds against peers and portfolio averages
  • Flag accounts with rising claim severity or frequency before renewal
3

Act & Prove

  • Deliver prioritized action plans insurers can share instantly with insureds
  • Generate standardized reports for brokers, underwriters, and clients
  • Track improvements that cut claims costs and lower e-mods / loss ratios

Traditional vs Virtual Loss Control

Traditional Loss Control

SoterAI Virtual Loss Control

Expensiveconsultant visits, travel, high overhead
Selectiveonly offered to large or high-risk accounts
Manualpaper audits, inconsistent notes, slow compilation
Weeks to deliverfindings arrive after renewal or too late to act
Scalableextend loss control to every insured without extra headcount
Inclusiveconsistent services across your entire book of business
AutomatedAI reviews claims, policies, and hazards with standardized outputs
Hours to deliveractionable insights and reports available the same day

Frequently Asked Questions

Insurance-specific questions about SoterAI

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