For carrier loss control and captive managers
Loss control and risk intelligence at portfolio scale.
Loss-control departments and captive managers use SoterAI to run surveys and service plans, analyze loss runs per member, prioritize which accounts need attention and watch for emerging risk signals across the book, with no core-system integration.
Captive review: Q3 data refresh
Member priority brief
- Visit first
- Member 07: severity up three quarters runningLoss run, p. 2
- Watch
- Member 12: emerging strain trend, claims still immatureClaim maturity check
- Steady
- Members 01–06 within expected range
- Confidence
- High; two TPA schemas normalized before analysis
Illustrative example, not customer data.
5 hrs → 30 min
per assessment
ICW Group
50%
reduction in report time, doubled productivity
OVD Insurance
70%
admin time saved
Collins & Associates
The day in the job
Surveys, letters and service plans become workflows; the member data becomes a standing briefing; and the safety help becomes a white-labeled workflow the policyholder runs.
- Survey on Tuesday, underwriter report by Friday, and the template is from 2019.
- Forty members, one VP, and the question is always which ones need a visit.
- The data is in five spreadsheets from three TPAs.
- Policyholders ask for safety help and we send a PDF.
Workflows for carriers & captives
Start with the library. Build the rest.
Benchmarking
LibraryA client's loss and exposure data against industry, state and size benchmarks, cited.
See the workflowForecasting
LibraryClaims and risk metrics projected with scenarios.
See the workflowPortfolio Risk Management
LibraryCoverage matrix and gaps across a portfolio.
See the workflowAnalyze Incident Trends
LibraryPreventable trends from claims and injury data.
See the workflowSite Audit
LibrarySurveys from photos and video.
See the workflowHazard Inspection
LibraryHazards and compliance findings from photos.
See the workflow
How it works
Bring it. Run it. Get it. Track it.
Bring
The five-year loss run, member loss history, premium reports, proformas, survey photos and notes.
Run
A member priority report when the data refreshes; Site Audit after a visit.
Get
A two-page VP brief naming which members warrant attention and why, with evidence; a survey report in your template for the underwriter and a letter for the insured.
Track
Member profiles and recommendations as records; the briefing scheduled per captive.
Built by a customer
A captive manager built a standing briefing for its VP of Risk Control over the captive's loss runs, premium reports and proformas: captive performance, member prioritization, emerging-risk signals validated against claim maturity and exposure before they are reported, and per-member deep dives, cloned for each captive. A carrier loss-control department built its survey report, service-plan generator and loss-control letters as workflows.
3–5 hours per captive per review cycle.
Build your own
"Read all the captive's data sources and answer the six questions a VP of Risk Control asks every quarter."
That became a workflow four people at one captive manager run after every data refresh.
Explore the workflow libraryProof
What teams like yours report.
3xclient capacity
“We cut report time by 50%, doubled productivity and tripled client capacity, then offered SoterAI to our clients.”
OVD Insurance
Loss Control
Read the story5hrs → 30minper assessment
“We cut custom safety meeting prep from 5 hours to 30 minutes.”
ICW Group
Loss Control Consultants
Read the story
What you would ask
Straight answers.
What moves
- Loss ratio on serviced accountsMember prioritization, Site Audit
- Surveys per consultant per monthSite Audit, survey report workflows
- Member and policyholder engagementWhite-labeled workflows
- Time from data refresh to executive briefScheduled briefing
We won't integrate AI with our core systems.
You don't have to. SoterAI works document-in, report-out: loss runs, surveys and spreadsheets go in, briefs and reports come out, no core-system access required.
Our data is messy across TPAs.
The loss-run normalization and data-quality workflows standardize claim descriptions, cause codes and schemas first, and tell you how much confidence the analysis deserves.
Can policyholders use it?
Yes. Carriers white-label SoterAI's safety workflows to insureds; their inspections and incidents then feed your loss-control view of the account.
Frequently asked questions.
Other teams
Every team on one platform.
- Risk controlClient-ready loss-control work, same day
- ClaimsAdvocate faster with the whole file in front of you
- Account managementBring servicing back in-house
- BenefitsThe whole renewal, one workflow at a time
- ProducersWalk in knowing the account
- Brokerage leadersEvery practice on one platform
- All insurance teamsThe full SoterAI for insurance overview
Ready to see the whole book before the claim?
Tell us how many members or accounts your team serves and we'll show you the priority brief on your own data.
When the form asks which team, choose Carrier or captive.
Talk to our team
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